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Introducing buy now, pay later with Shop Pay

We’re proud to offer more ways to pay. Now you can pay over time with Shop Pay and choose the plan that’s best for you.

Affordable Monthly Plans

Pay for your order over time at competitive interest rates*.

No Prepayment Penalties

Make monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds and check your rate without affecting your credit score.

Enjoy Now, Pay Later

Financing Available Through Shop Pay

There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you actually pay. Provide some basic information and get a decision within seconds to pay for your order over 4 months at competitive rates.

Payment Options

Purchasing Brilliant products is easy

We accept Visa, MasterCard, American Express, and Discover. We also offer the opportunity to pay via Shop Pay, PayPal, Amazon Pay, Google Pay, and financing through Shop Pay Installments.

Frequently Asked Questions

What is the option to pay for Brilliant with ShopPay Installments?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase

How does it work?

How Shop Pay Installments works:

1. Add Brilliant items to your cart

2. Check out by clicking on Shop Pay

3. Go thru the checkout process and select the option to Pay in Installments

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don’t worry, you’ll get an email reminder before each payment is due.

What if I want to make a return ?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

• A smaller payment balance on the final payment

• Less future payments on the remaining loan balance

If your refund amount is more than the remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 - 10 business days.

If you paid for an order in monthly payments, then you won’t be refunded the paid interest. Interes is the cost of borrowing, and is not refundable.

Are there late fees?

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards. Capital One cards aren’t accepted. If you choose a monthly payment option, then you can only pay with a debit card.

I would like additional information

For questions about installment payments on Shop Pay visit: shoppay.affirm.com

*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

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